Plot: Mike Cochroone works as security guard in an armored cars company with an eye for the loopholes. When fellow veteran Ty Hackett, whom he got engaged there, is in deep financial trouble to keep his home and raise wayward orphan teen kid brother Jimmy, Mike presses whole team, including brother-in-law Baines, to go along with a daring plan to rob their own two cars when the load is forty-two million dollars in cash. It starts well, despite hesitations from some whether to turn to crime, even 'victimless' as insured. But unformed zealous guard Eckehart on the abandoned industrial lot they planned to hide is on their trail, and one of them looses his nerve and shoots the young man. Cahoots who didn't sign up for murder get serious second thoughts, leading to division, when even locks himself up with Eckehart in an armored car, forcing the others to turn on them by any means before the game is given away as the police can't take too long to find missing Eckehart.
Alternative Plot: Following his return from Iraq, Ty Hackett (Columbus Short) takes a job at the same armored-car company where his father worked. At the end of his probation period, his mentor and godfather, Mike Cochrane (Matt Dillon), reveals to Ty his plan to rob one of the company's trucks. Faced with the loss of his house and his younger brother to foster care, Ty reluctantly agrees to the plan, but when the heist goes badly, it's every man for himself.
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